's all (or almost) started from this service on a report which referred to the Swedish trade unions. E 'in 2007, and when I saw him on RaiTre, I always wondered if it was true that Sweden is a country so forth.
And so ...
I could make a list of things for which they are ahead of Italy, I could not go on forever ... the only thing missing in Sweden than in Italy is the climate, nothing more, although this summer in Gothenburg has done up to 35 degrees, so it's not so cold at the end.
I found a site with the Swedish wage statistics: the minimum wage was one of the employees of cleaning companies, and was around 18.000kr per month, or € 1800.
Clearly they do not have the thirteenth and fourteenth, but in any event is always a good minimum wage, which takes you back to the desire to work.
system is based on the fact that a person in different periods of his life can be found at the investor who is in need of loans, and that if you can balance the flow over time between debits and credits of each saver you can create a system in which those who deposit their savings now will tomorrow receive a loan.
In practice, those who deposit their savings with the bank JAK has a zero interest on your account, but gains points based on the amount and duration of the loan.
When will he have needed the money, based on points accumulated, you can apply for a loan on favorable terms.
And again:
The cost for managing the loans at an interest rate that is used to pay expenses of the banking structure. The Swedish JAK bank cooperative now has about 35,000 members with a collection of savings close to 100 million euros.The television journalist George Simon tells us how this revolutionary implementation of the idea of \u200b\u200bethical bank means a group of 35,000 people imagine a society free from the concept of interest. The reasoning they have done is this: if you put money in the bank, talk to people with low and middle income households, that most of us, the interest they receive, and you need not to pay the costs. But if I ask for a loan I plucked. So why not put our money together and circulate it? As before, and reports to inform us, and so the service here on JAK:
In short, this is just the tip of the iceberg of what Sweden is ahead not only to Italy, which is now the third world of Europe, but also to many other noble nations such as Germany or England.
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